Q: I am interested in getting a personal loan, how do I go about applying for the loan?

A: You can contact us via phone, email, online via website or in person at our office. For online application, all you need to do is fill up a simple form in our website, and send your supporting documents via email, post or in person at our office.

Q: What are the mandatory criteria in order to qualify for a loan?

A: You must be a citizen or PR of Singapore. For foreigners, you would need to have your passport and employment pass. You must also be of 21 years of age and above and must not be a bankrupt. In addition, you must be employed, have a valid work permit for foreigners, or a valid income statement for self-employed individuals.

Q: How much can I borrow and what is the time period required to repay the loan?

A: At Swift Credit, we offer a wide range of loan packages that can be customized to your needs and requirements. Typically, loan amounts are subject to case to case basic . We are happy to structure your repayments scheme that are easy, convenient and affordable to your financial ability.

Q: Once I pay off my loan, how soon can I apply for another loan?

A: Once the full payment of your first loan has been verified by our loan consultant, you can apply for a new loan immediately. If you have any queries, do contact us at +65 6684 4129

Q: If my loan is disapproved, may I know the reasons?

A: Swift Credit reserves the rights not to disclose any information that it deem unnecessary. At Swift Credit, we are committed in doing our best efforts to customize a loan package that will meet your needs and requirements based on your current financial situation.

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